International Investment Bank (IIB) is a multilateral institution for development that promotes social and economic development, prosperity, and economic cooperation between its member states.Main directions for its activities are the support of the small and medium-sized businesses and participation in financing socially significant infrastructure projects.The Bank provides loans primarily through leading domestic publicly owned financial institutions, development banks, export and import banks and agencies, or lends in partnership with other international institutions for development.The members of the Bank are Republic of Bulgaria, Hungary, Socialist Republic of Vietnam, Republic of Cuba, Mongolia, Russian Federation, Romania, Slovak Republic and Czech Republic.Moody’s Investors Service assigned International Investment Bank foreign and local currency issuer rating of Baa1, positive outlook. International rating agency Fitch Ratings assigned  IIB a Long-term Issuer Default Rating (IDR) of «BBB» and Short-term IDR of «F2», positive outlook. Chinese rating agency Dagong assigned IIB a Long-term Issuer Default Rating (IDR) of «A», positive outlook. International rating agency S&P assigned IIB a Long-term Issuer Default Rating (IDR) of «BBB» and Short-term IDR of «A-2», stable outlook. The assigned ratings allowed the Bank to successfully enter the capital markets. For the moment being the IIB has issued bonds in Russian Federation, Slovak Republic and Romania.



IBM is a global technology and innovation company headquartered in Armonk, NY. We are the largest technology employer in the world, employing 380,000 IBMers serving clients in 170 countries. For more than 100 years, IBM has been embedded in the evolution of business, society, and the technologies that power it—along with the communities we operate in— enabling clients to transform themselves, era after era. Today, IBM is a cognitive solutions and cloud platform company with one purpose: to be essential to our clients and to the world. We invest more than $6 billion a year in R&D, and just completed our 25th year of patent leadership. IBM’s technology and talent have the power to help transform institutions, communities and the quality of life for people around the world.Over the past 80 years, IBM has been present in the region of South East Europe. In Hungary the company had been working with governments, universities and different institutions like major banks and financial institutions to support country’s’ national agendas, improve education, revitalize cities, address business challenges, economic growth and many more. For more information, visit https://www.ibm.com/industries/see-en/banking/index.html




Five Degrees is a banking technology company founded in 2011 and has its headquarters in the Netherlands. Five Degrees supports financials in their digital transformation with its next-generation digital banking platform. Five Degrees is the three-time consecutive member of the FinTech50 and a Dutch FinTech Awards winner in the Banking IT category. The company has also been recognized by Gartner as one of the potential global leaders in technology for digital banking platforms and Forrester research has recognized Matrix as the true digital platform.


International Bank for Economic Co-operation


MeaWallet is a leading technology provider that has built a Mobile Services Platform to enable HCE/Tokenization, Masterpass and converged wallets. Built to support both global and local payment schemes, the platform can enable any wallet application and wearable device for mobile and digital payments.​


OTP Group as a dominant banking player in Hungary and the Central and Eastern European region provides high quality financial services for its more than 15 million customers in nine countries through its almost 1500 branches, more than 4000 ATMs, internet and electronic channels.

Since its 1949 founding, the company has developed to a universal financial service provider banking group.

In 1990, the National Savings Bank became a public company with a share capital of HUF 23 billion. Its name was changed to the National Savings and Commercial Bank. Subsequently, non-banking activities were separated from the bank, along with their supporting organizational units.

OTP Bank’s privatization began in 1995. As a result of 3 public offers along with the introduction of the bank’s shares into the Budapest Stock Exchange. Currently the bank is characterized by dispersed ownership of mostly private and institutional (financial) investors.

OTP Bank has completed several successful acquisitions in the past years, becoming a key player in the region. Besides Hungary, OTP Group currently operates in 8 countries of the region via its subsidiaries: in Bulgaria (DSK Bank), in Croatia (OTP banka Hrvatska, Splitska banka), in Romania (OTP Bank Romania), in Serbia (OTP banka Srbija, Vojvodjanska banka), in Slovakia (OTP Banka Slovensko), in Ukraine (CJSC OTP Bank), in Montenegro (Crnogorska komercijalna banka) and in Russia (OAO OTP Bank).

The continued development and expansion of OTP Bank have significantly contributed to the successful and efficient operation of the banking group, which can provide high quality services both the retail and the institutional clients. Despite the intense competition OTP Bank market position is stable in several segments, as well as in terms of profitability and stability belongs to the European frontline.


The roots of Banka Kombëtare Tregtare are found on November 29th 1925 with the establishment of the first branch in the historical building in Durrës that represents also the oldest Albanian financial institution in the country. BKT, with today’s name, was established in January 1993 by the joint venture of Banka Tregtare Shqiptare with Banka Kombëtare e Shqipërisë. BKT was registered as shareholder in 1997, and today is the largest and the oldest bank in Albania.BKT accomplished its privatization process in the year 2000 and on June 30th 2009, Çalık Holding became the only shareholder of BKT.Having a consolidated capital structure and with extensive and dynamic competitive advantages, BKT began a new phase of growth and sustained success. Being the oldest bank and the first provider of financial services in the country, BKT has deep-rooted experience, in-depth local knowledge, a solid corporate culture and a more innovative approach to support its vision.With its stable performance BKT is highly evaluated with different prestigious awards on national and international levels, receiving consistently all three major awards in the banking industry:

  • “The Best Bank in Albania” from Euromoney for the 6th time;
  • “The Best Bank in Albania” from EMEA Finance for the 7th consecutive year;
  • “The Best Bank in Albania” from The Banker for the 8th year;

Another important evaluation comes from JCR-Euroasia, one of the most prestigious rating agencies in the world, reconfirming BKT rating of AAA (Alb) for the 9th year in a row.Going forward confidently on the path of sustainable growth, BKT continues to offer products, services and innovative solutions by adding value for a wide customer base through a strong platform of services with its 94 branches in Albania and Kosovo. Understanding our customer needs and adapting the digital transformation of our banking services in line with this comprehension, will help BKT to be far closer to its clients and deepen their trust and confidence. Focused on the ongoing dedication to the highest standards of excellence, BKT will continue dominating the market and being the most profitable company in Albania.


Intesa Sanpaolo is among the top banking groups in the euro zone and is the leader in Italy in all business areas: retail, corporate, and wealth management. The Group offers in Italy its services to 12.3 million customers through a network of approximately 4,700 branches well distributed throughout the country with market shares no lower than 12% in most Italian regions.
Intesa Sanpaolo has a selected presence in Central Eastern Europe and Middle Eastern and North African areas with approximately 1,100 branches and 7.6 million customers belonging to the Group’s subsidiaries operating in commercial banking in 12 countries.
Moreover, an international network of specialists in support of corporate customers spreads across 25 countries, in particular in the Middle East and North Africa and in those areas where Italian companies are most active, such as the United States, Brazil, Russia, India and China.


 Online Business Technologies. We are an innovative IT development company specialized in banking technology since 1989. We provide a wide spectrum of highly flexible solutions necessary for banks to go digital, including modules to join FinTech ecosystems (e.g. PSD2, open APIs, instant payments), e-channel solutions, and state-of-the-art core banking modules to support front- and back-office operations (including account management, credits, deposit, GL etc.) Our modules can be combined freely, we are able to deliver a standalone solution for a specific task (e.g. PSD2), or a series of modules covering the complete value chain (e.g. credit processes).

Finastra unlocks the potential of people and businesses in finance, creating a platform for open innovation. Formed in 2017 by the combination of Misys and D+H, we provide the broadest portfolio of financial services software in the world today – spanning retail banking, transaction banking, lending, and treasury and capital markets. Our solutions enable customers to deploy mission critical technology on premises or in the cloud. Our scale and geographical reach means that we can serve customers effectively, regardless of their size or geographic location – from global financial institutions, to community banks and credit unions. Through our open, secure and reliable solutions, customers are empowered to accelerate growth, optimize cost, mitigate risk and continually evolve to meet the changing needs of their customers. 48 of the world’s top 50 banks use Finastra technology.


BC Moldova Agroindbank SA is the largest bank in the Republic of Moldova, operating locally ever since its independence in 1991. To ensure its leading position, not only did MAIB extend its branch network, which currently covers the whole country, but also laid the emphasis on high-tech financial services. Presently, the bank offers a wide range of financial services and products – classical ones, as well as insurance and leasing services – to individuals and legal entities from all economic sectors. At the same time, MAIB customers can bank smarter due to the implemented technological solutions. Moldova Agroindbank holds about 30% of the market share for assets, loans, deposits, profit. Being largely viewed as a trustworthy, reliable and client-oriented bank, Moldova Agroindbank is the undisputable leader of Moldova’s banking sector.


EastNets is a leading global provider of compliance, payments and cloud solutions for the Financial Services industry.
Over the past 30 years EastNets® has built distinctive expertise to develop and implement standardized and individual solutions against financial crime, and for risk management, monitoring, analysis, reporting, and state-ofthe-art consultancy and customer support.
Over 1,000 customers, including some of the largest banks, rely on EastNets® solutions and professional services, and over 250 corporate and financial institutions rely on EastNets® for outsourced SWIFT connectivity and compliance software solutions made available as a service through its fully managed service bureaus.
EastNets® is a global company with regional offices in major cities, supported by a large network of global strategic partners.


VASCO is a global leader in delivering trust and business productivity solutions to the digital market. VASCO develops next generation technologies that enable more than 10,000 customers in 100 countries in financial, enterprise, government, health care and other segments to achieve their digital agenda, deliver an enhanced customer experience and meet regulatory requirements. More than half of the top 100 global banks rely on VASCO solutions to protect their online, mobile and ATM channels. VASCO’s solutions combine to form a powerful trust platform that empowers businesses by incorporating identity, fraud prevention, electronic signatures, mobile application protection and risk analysis.


Fiserv drives innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management and Insights & Optimization. Our solutions deliver intelligent experiences in banking, payments, engagement and security to help clients provide financial services at the speed of life.


Founded in 1994, private owned and independently run, Dagong Global Credit Rating Group (Dagong Global”, or “Dagong Group”) is a global credit information service group. It is world’s only credit rating agency (CRA) with licenses in both Chinese and European markets. Dagong is a leading CRA in Chinese market, and also the first Chinese CRA with global influence.

Dagong Global Credit Rating Co., Ltd (“Dagong Credit”) is the founding member of Dagong Group. It operates through 4 regional head offices and 32 branches across the country, with over 1,000 employees including more than 600 analysts. Dagong Credit is licensed to rate all debt categories in all markets in China, and has rated over 10,000 issuers across more than 70 sectors, with over 10 trillion RMB bond financing raised.

Dagong Europe Credit Rating srl, is a 100% subsidiary of Dagong Credit. It was established in 2012 with offices in Milan and Frankfurt am Main. It received authorisation from the European Securities Market Authority as CRA, and recognised by the Joint Committee of the three European Supervisory Authorities (ESA) as External Credit Assessment Institutions (ECAI).  As Europe’s only CRA produces credit views in both English and Chinese languages, Dagong rated debt of an aggregated amount of over 29 billion USD in Europe from 2014 to 2017.

 Software Group is a global technology company that is specialized in delivery channel and integration solutions for institutions that provide financial services. Founded in 2009 and headquartered in Sofia, Bulgaria, it currently serves a worldwide client base in more than 65 countries from 9 regional offices located in Australia, Bulgaria, Egypt, Ghana, India, Kenya, Mexico, the Philippines and the USA. The company’s vision is to accelerate financial inclusion by creating cutting-edge technology solutions. Some of Software Group’s customers are organizations such as Bill & Melinda Gates Foundation, International Finance Corporation (IFC), Asian Development Bank, Asian Confederation of Credit Unions (ACCU), Financial Sector Deepening (FSD), 7 of the top 10 Microfinance networks (Finca, OI, VFI, Accion, Hope International, Microcred, ReAll), Bank South Pacific, National Bank of Vanuatu, Fullerton Financial Services Holding, Fidelity Bank Ghana, LAPO Nigeria, Access Holding, Grameen Koota Financial Services etc.



RENOMIA GROUP is the largest insurance broker founded in Central and Eastern Europe (CEE). Since 1993, RENOMIA has provided comprehensive risk management services and insurance for companies and their employees. RENOMIA continues to successfully develop its activities in the Czech Republic, Hungary, Slovakia and in other countries in CEE. RENOMIA is also the founding partner of RENOMIA EUROPEAN PARTNERS – a partnership of the leading independent insurance brokerage and service firms across the 27 countries in CEE. POLIPINS-RENOMIA is the Hungarian subsidiary of the group, a top-ten corporate insurance broker also with reputation in insurances of the financial sector.

Dion Global Solutions is a trusted global financial technology company with expertise in building solutions for payments processing, wealth management; trading and settlements, financial messaging and workflow. With presence in over 17 cities across 12 countries for over two decades, we have built in-depth global fintech expertise to serve the specific and localised needs of financial services firms. We have local expertise in payments processing within CEE countries, including instant payments and open banking.
We have over 500 clients in more than 85 countries supported by a worldwide staff of nearly 500, including more than 250 in product development. Our solutions cater to the specific needs of investment, retail and commercial banking, institutional trading and investment and private client wealth management and stockbroking.


ERI is an international company, specialising in the design, development, implementation and support of an integrated, real-time banking and asset/wealth management software solution: OLYMPIC Bankihttps://baceeconference.com/ng System. ERI is the market leader in the provision of banking and asset/wealth management software in many countries, especially in Luxembourg, Monaco and Switzerland OLYMPIC Banking System has been chosen by over 300 banks and financial institutions spread over more than 50 countries around the World.