Sponsors of the 38th Conference




International Investment Bank (IIB)




Budapest Institute of Banking



Banka Kombëtare Tregtare

The roots of Banka Kombëtare Tregtare are founds on 29 November 1925, BKT with today’s name, was established in January 1993 by the joint venture of Banka Tregtare Shqiptare with Banka Kombëtare e Shqipërisë.

BKT was registered as shareholder in 1997, and accomplished its privatization process in the year 2000 and on June 30, 2009, Çalik Holding became the only shareholder of BKT.

Having a consolidated capital structure and with extensive and dynamic competitive advantages, BKT began a new phase of growth and sustained success.

With its stable performance BKT is highly evaluated with different prestigious awards on national and international levels, likewise EMEA Finance, EUROMONEY, The Banker and JCR Eurasia Rating.

Going forward confidently on the path of sustainable growth, BKT continues to offer products, services and innovative solutions by adding value for a wide customer base through a strong platform of services with its 94 branches in Albania and Kosovo.


Erste Group Bank AG

Founded in 1819 as the first Austrian savings bank, Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe. Since then Erste Group has grown through numerous acquisitions and organically to become one of the largest financial services providers in the Eastern part of the EU in terms of clients and total.


The objective of the Hungarian Export-Import Bank Plc.(‘The Bank’) and Hungarian Export Credit Insurance Plc. (‘The Insurer’) is to serve Hungarian exporters through the provision of effective financing and insurance facilities since 1994. Both institutions are fully state owned, and the ownership rights are practiced by the Minister of Foreign Affairs and Trade.
The Bank and the Insurer act jointly as the export credit agency (ECA) of Hungary, regulated by the legislative frameworks of the WTO, the OECD and the EU, with the basic objective of facilitating the sale of Hungarian goods and services in foreign markets. The Bank and Insurer, which – since 2012 – operate within an integrated framework, work in a shared organization with a shared corporate identity, under the common brand “EXIM”.
Under the EXIM law (Act XLII of 1994), EXIM’s objective is to provide a coherent range of lending, guarantee and insurance products that cover the spectrum of export activity, from procurement through production to support for the sales process. EXIM can offer its direct loans and refinancing loans at preferential interest rates, under the interest-equalisation system backed by the state budget. In order to achieve this, Eximbank offers financial products and services for the export of Hungarian goods and services, supplier transactions, export-oriented investments, the investments of domestic companies aimed at enhancing their international competitiveness, the purchasing of working capital and import transactions, moreover for foreign investments taking place in Hungary. The Insurer provides products for export transactions, export-oriented investments, foreign investments made by Hungarian companies, international aid projects, supplier transactions and domestic sales.
The Decree adopted by the Ministry of Finance 16/1998 (V.20) on the detailed rules for accounts with the Central Budget, followed by Hungarian Export-Import Bank Private Limited Company, Hungarian Export Credit Insurance Private Limited Company outlines the mandatory requirements for both the Bank and the Insurer.

Hungarian content
– Goods – min. 50%
With the certificate of origin issued by the regional Hungarian Chamber of Commerce and Trade evidencing that at least 50% of goods exported under the financed transaction originates from Hungary.
– Construction – min. 25%
At least one quarter of the value of the general contract less the costs of financing should be of Hungarian origin, certified by a certificate of origin issued by the regional Hungarian Chamber of Commerce and Trade.
– Services – min. 50%
At least one half of the persons employed by the financed client must be persons who are in a contractual relationship under a social security insurance obligation.

EXIM has branches in the following 13 major Hungarian cities:
– Budapest – Headquarters
– Székesfehérvár
– Veszprém
– Győr
– Szombathely
– Zalaegerszeg
– Kaposvár
– Pécs
– Szeged
– Kecskemét
– Debrecen
– Nyíregyháza
– Miskolc
We also have three foreign representative offices:

– Moscow
– Istanbul
– Belgrade

The International Bank for Economic Co-operation (IBEC) – multilateral development finance institution. The Bank’s member countries are: Bulgaria, Vietnam, Mongolia, Poland, Russian Federation, Romania, Slovakia and Czech Republic.

IBEC is an international development institution aimed at promoting the growth of export potential of the Bank’s member states and contributing to the development of their economies. IBEC has a unique, among the multilateral banks, settlement function and its business profile focuses on the development of trade financing both off-balance and target, aiming at supporting export-import operations of member states, including third countries, as well as settlement and treasury transactions.


With more than 400 years of history, Intesa Sanpaolo is the leading bank in Italy in all business areas and a major international financial group supporting over 20 million clients in around 40 countries.
Its unique customer reach is supported by International Subsidiary Banks, International Corporate Banks, Foreign Branches and Representative Offices.
Intesa Sanpaolo is committed to building the number one bank in Europe on solid fundamentals and values, through its commitment to people, digitalisation and robust financial control – allowing it to meet the needs of every client, every day, everywhere.
It promotes sustainable development and the efficient use of resources, aiming to make a positive impact on society in everything it does.

Moldova Agroindbank


Online Business Technologies. We are an innovative IT development company specialized in banking technology since 1989. We provide a wide spectrum of highly flexible solutions necessary for banks to go digital, including modules to join FinTech ecosystems (e.g. PSD2, open APIs, instant payments), e-channel solutions, and state-of-the-art core banking modules to support front- and back-office operations (including account management, credits, deposit, GL etc.) Our modules can be combined freely, we are able to deliver a standalone solution for a specific task (e.g. PSD2), or a series of modules covering the complete value chain (e.g. credit processes).


OTP Group as a dominant banking player in Hungary and the Central and Eastern European region provides high quality financial services for its more than 18,5 million private and corporate clients in nine countries through its almost 1500 branches, agent networks, 3900 ATMs, internet and electronic channels.
Since its 1949 founding, the company has developed to a universal financial service provider banking group.
In 1990, the National Savings Bank became a public company with a share capital of HUF 23 billion. Its name was changed to the National Savings and Commercial Bank. Subsequently, non-banking activities were separated from the bank, along with their supporting organizational units.
OTP Bank’s privatization began in 1995. As a result of 3 public offers along with the introduction of the bank’s shares into the Budapest Stock Exchange. Currently the bank is characterized by dispersed ownership of mostly private and institutional (financial) investors.
OTP Bank has completed several successful acquisitions in the past years, becoming a key player in the region. Besides Hungary, OTP Group currently operates in 8 countries of the region via its subsidiaries: in Bulgaria (DSK Bank, Expressbank), in Croatia (OTP banka Hrvatska), in Romania (OTP Bank Romania), in Serbia (OTP banka Srbija, Vojvodjanska banka), in Slovakia (OTP Banka Slovensko), in Ukraine (CJSC OTP Bank), in Montenegro (Crnogorska komercijalna banka) and in Russia (OAO OTP Bank).
The continued development and expansion of OTP Bank have significantly contributed to the successful and efficient operation of the banking group, which can provide high quality services for both the retail and the institutional clients. Despite the intense competition OTP Bank market position is stable in several segments, as well as in terms of profitability and stability the bank belongs to the European frontline.


“SYSTEM TECHNOLOGIES” JLLC is one of the largest suppliers of effective IT solutions for the automation in banking, financial and industrial spheres.
SYSTEM TECHNOLOGIES products are used by the majority of the banks of the Republic of Belarus, a number of banks abroad and leading industrial enterprises in the CIS countries.
The company guarantees quality management and a high level of business processes (ISO 9001 certificate).
Key company’s products and services are the following:
• Remote Banking Systems
• BI Systems – reporting and analytical platform for banks START-B
• CRM systems
• ERP systems
• Automation of banking systems
• Solutions for microfinance organizations
• Automation of insurance
• Cash and securities management
• Machine learning





Capsys Informatics Ltd., established in 1998, is a Hungary based independent software and services company delivering expert consultancy and IT solutions for capital markets and banks in 15 countries ranging from North Africa through EU to Russia and the Central and Eastern European countries. As a private company Capsys is still owned by its founders who are former executives of financial services companies. This fact has determines the business philosophy of Capsys and put us in a somewhat unique position within the IT industry: we have a very strong business focus and expertise, supported by excellent IT experts of software development and implementation. This dual role enables Capsys to bridge the gap of understanding between business and IT areas, and to provide essential resources to ensure the success of each project.

At present the staff of over 100 in the Budapest head office and 7 in the Moscow office are supplemented by commercial representatives in London and Montreal.

Capsys is proud of being a part of the digital and payment transformation two large Hungarian banks, OTP Bank and the Takarek Group.



ERI is an international company, specialising in the design, development, implementation and support of an integrated, real-time banking and asset/wealth management software solution: OLYMPIC Bankihttps://baceeconference.com/ng System. ERI is the market leader in the provision of banking and asset/wealth management software in many countries, especially in Luxembourg, Monaco and Switzerland OLYMPIC Banking System has been chosen by over 300 banks and financial institutions spread over more than 50 countries around the World.