Sponsors of the 39th Conference


With the unique combination of financial services, technology and regulatory expertise, IBM RegTech enables institutions to make more timely and risk-aware decisions. We apply the latest advancements in artificial intelligence, machine learning and automation to the risk and compliance process, increasing operational efficiency, accelerating insight and improving transparency. This greater oversight and understanding helps our clients preserve institutional trust and enhance value to their shareholders and customers alike.

International Investment Bank

As a regulated and listed Swiss Bank (SQN), we guarantee the highest level of security and compliance for our partners. We work to build a solid, long term partnership being sensitive to your needs and your core business. Swissquote has a long history in Foreign Exchange and positions itself as a leading bank for retail and institutional FX brokerage.

Banka Kombëtare Tregtare

The roots of Banka Kombëtare Tregtare are founds on 29 November 1925, BKT with today’s name, was established in January 1993 by the joint venture of Banka Tregtare Shqiptare with Banka Kombëtare e Shqipërisë.

BKT was registered as shareholder in 1997, and accomplished its privatization process in the year 2000 and on June 30, 2009, Çalik Holding became the only shareholder of BKT.

Having a consolidated capital structure and with extensive and dynamic competitive advantages, BKT began a new phase of growth and sustained success.

With its stable performance BKT is highly evaluated with different prestigious awards on national and international levels, likewise EMEA Finance, EUROMONEY, The Banker, Global Finance and JCR Eurasia Rating.

Going forward confidently on the path of sustainable growth, BKT continues to offer products, services and innovative solutions by adding value for a wide customer base through a strong platform of services with its 94 branches in Albania and Kosovo.

  Banking Circle – Global Banking Services

Banking Circle is a next-generation provider of mission-critical financial services infrastructure leading the rise of a super-correspondent banking network. Banking Circle empowers financial institutions to support customers’ trading ambitions – domestic and global – whilst reducing risk and the operational cost of transactions.

By becoming a member of the Banking Circle, financial institutions can offer their customers banking services – from payments to loans – to help them trade domestically and globally, efficiently and at low cost. Importantly they can help their customers improve cash flow through enhanced speed of settlement whilst remaining fully compliant with financial regulation.

Banking Circle is empowering financial institutions to support their customers’ international trading ambitions, without the need for multiple banking relationships, whilst reducing risk and the operational cost of transactions.

Bureau van Dijk, a Moody’s Analytics Company

At Bureau van Dijk we´re in the business of certainty. We capture and treat private company information for better decision making and increased efficiency.
Bureau van Dijk, a Moody’s Analytics company, has extensive company data, corporate ownership structures and adverse data that delivers information on your customers and business partners, and the individuals behind them.
We help compliance as well as law enforcement and customs experts all over the world to validate companies through Orbis, the world’s most powerful comparable data resource on private companies. It contains information on 300 million companies; including directors, company structures, beneficial owners, PEPs and Sanctions and adverse news.

Sign up for a free trial under bvdinfo.com


EastNets® is a leading global provider of compliance and payments and cloud solutions for the Financial Services industry. Over the past 30 years EastNets has built distinctive expertise to develop and implement standardized and individual solutions against financial crime, and for risk management, monitoring, analysis, reporting, and state-of-the-art consultancy and customer support. Over 750 customers including some of the largest international financial institutions rely on EastNets solutions and professional services, and over 300 corporate and financial institution rely on EastNets for outsourced SWIFT connectivity and compliance software solutions made available as a service through its fully managed service bureaus. EastNets is a global company with regional offices in major cities, supported by a large network of global strategic partners.

Erste Group Bank AG

Founded in 1819 as the first Austrian savings bank, Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe. Since then Erste Group has grown through numerous acquisitions and organically to become one of the largest financial services providers in the Eastern part of the EU in terms of clients and total.



The objective of the Hungarian Export-Import Bank Plc. (‘The Bank’) and Hungarian Export Credit Insurance Plc. (‘The Insurer’) is to serve Hungarian exporters through the provision of effective financing and insurance facilities since 1994. Both institutions are fully state owned, and the ownership rights are practiced by the Minister of Foreign Affairs and Trade.
The Bank and the Insurer act jointly as the export credit agency (ECA) of Hungary, regulated by the legislative frameworks of the WTO, the OECD and the EU, with the basic objective of facilitating the sale of Hungarian goods and services in foreign markets. The Bank and Insurer, which – since 2012 – operate within an integrated framework, work in a shared organization with a shared corporate identity, under the common brand “EXIM”.
Under the EXIM law (Act XLII of 1994), EXIM’s objective is to provide a coherent range of lending, guarantee and insurance products that cover the spectrum of export activity, from procurement through production to support for the sales process. EXIM can offer its direct loans and refinancing loans at preferential interest rates, under the interest-equalisation system backed by the state budget. In order to achieve this, Eximbank offers financial products and services for the export of Hungarian goods and services, supplier transactions, export-oriented investments, the investments of domestic companies aimed at enhancing their international competitiveness, the purchasing of working capital and import transactions, moreover for foreign investments taking place in Hungary. The Insurer provides products for export transactions, export-oriented investments, foreign investments made by Hungarian companies, international aid projects, supplier transactions and domestic sales.
The Decree adopted by the Ministry of Finance 16/1998 (V.20) on the detailed rules for accounts with the Central Budget, followed by Hungarian Export-Import Bank Private Limited Company, Hungarian Export Credit Insurance Private Limited Company outlines the mandatory requirements for both the Bank and the Insurer.

Hungarian content
– Goods – min. 50%
With the certificate of origin issued by the regional Hungarian Chamber of Commerce and Trade evidencing that at least 50% of goods exported under the financed transaction originates from Hungary.
– Construction – min. 25%
At least one quarter of the value of the general contract less the costs of financing should be of Hungarian origin, certified by a certificate of origin issued by the regional Hungarian Chamber of Commerce and Trade.
– Services – min. 50%
At least one half of the persons employed by the financed client must be persons who are in a contractual relationship under a social security insurance obligation.

EXIM has branches in the following 13 major Hungarian cities:
– Budapest – Headquarters
– Székesfehérvár
– Veszprém
– Győr
– Szombathely
– Zalaegerszeg
– Kaposvár
– Pécs
– Szeged
– Kecskemét
– Debrecen
– Nyíregyháza
– Miskolc

We also have three foreign representative offices:
– Moscow
– Istanbul
– Belgrade


Guardsquare is the global reference in mobile application protection. The company develops premium software for the protection of mobile applications against reverse engineering and hacking. Their products are used across the world in a broad range of industries, from financial services, e-commerce and the public sector to telecommunication, gaming and media. Guardsquare is based in Leuven (Belgium) and San Francisco. Read more on www.guardsquare.com.


The International Bank for Economic Co-operation (IBEC) – multilateral development finance institution. The Bank’s member countries are: Bulgaria, Vietnam, Mongolia, Poland, Russian Federation, Romania, Slovakia and Czech Republic.

IBEC is an international development institution aimed at promoting the growth of export potential of the Bank’s member states and contributing to the development of their economies. IBEC has a unique, among the multilateral banks, settlement function and its business profile focuses on the development of trade financing both off-balance and target, aiming at supporting export-import operations of member states, including third countries, as well as settlement and treasury transactions.


 K2 Intelligence
K2 Intelligence is an industry-leading investigative, compliance, and cyber defense services firm founded in 2009 by Jeremy M. Kroll and Jules B. Kroll, who is credited with originating the modern corporate investigations industry. Redefining 21st-century corporate intelligence, we combine subject-matter expertise with cutting-edge technology, bringing to bear the industry’s best multidisciplinary teams to solve our clients’ most difficult problems.

K2 Intelligence’s global regulatory compliance practice professionals assist commercial and retails banks, investment banks, financial institutions and other FinTech firms, as well as government and other non-obliged clients around the world on anti-financial crime and regulatory compliance matters. Leveraging the firm’s dep investigative acumen, K2 Intelligence helps clients meet the challenge of complying with international financial crime regulations, through both proactive and reactive measures.

MeaWallet develops globally recognized tokenization technologies which serve banks and card issuers through a proprietary, platform agnostic product suite. The company is a Mastercard Engage Platinum Partner, part of the Visa Token Service Ready Program and an American Express GNS partner for Amex Pay.

MeaWallet’s Digital Payment Platform enables a range of digital payment services including tokenization (MDES, VTS, AmexTS), OEM Pays and Secure Remote Commerce (SRC).

We are an organization with a mix of seasoned and experienced subject matter experts together with young entrepreneurs that constantly challenges the technology. This combination has proven to be unique and given us credit with customers, partners and in the FinTech industry in general.

MeaWallet serves mainly banks and other card issuers, through a proprietary platform-independent product suite, focusing 100% on tokenization technologies, supporting both global and local schemes without any geographical limitations.

 OTP Group

OTP Group as a dominant banking player in Hungary and the Central and Eastern European region provides high quality financial services for its more than 18,5 million private and corporate clients in eleven countries through its almost 1500 branches, agent networks, 3900 ATMs, internet and electronic channels. Since its 1949 founding, the company has developed to a universal financial service provider banking group. In 1990, the National Savings Bank became a public company with a share capital of HUF 23 billion. Its name was changed to the National Savings and Commercial Bank. Subsequently, non-banking activities were separated from the bank, along with their supporting organizational units.

OTP Bank’s privatization began in 1995. As a result of 3 public offers along with the introduction of the bank’s shares into the Budapest Stock Exchange. Currently the bank is characterized by dispersed ownership of mostly private and institutional (financial) investors. OTP Bank has completed several successful acquisitions in the past years, becoming a key player in the region. Besides Hungary, OTP Group currently operates in 10 countries of the region via its subsidiaries: in Albania ( OTP bank Albania) Bulgaria (DSK Bank, Expressbank), in Croatia (OTP banka Hrvatska), in Romania (OTP Bank Romania), in Serbia (Vojvodjanska banka, OTP banka Srbija), in Slovakia (OTP Banka Slovensko), in Ukraine (CJSC OTP Bank), in Moldova (Mobiasbanca) in Montenegro (Crnogorska komercijalna banka, Podgoricka banka) and in Russia (OAO OTP Bank).The continued development and expansion of OTP Bank have significantly contributed to the successful and efficient operation of the banking group, which can provide high quality services for both the retail and the institutional clients. Despite the intense competition OTP Bank market position is stable in several segments, as well as in terms of profitability and stability the bank belongs to the European frontline.


Moody’s Investors Service

Moody’s Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody’s commitment and expertise contributes to transparent and integrated financial markets, and the firm’s ratings and analysis track debt covering approximately 120 sovereign nations, 11,000 corporate issuers, 21,000 public finance issuers, and 72,000 structured finance obligations.


ApPello is a leading software vendor specialized in front-to-back-office banking solutions are covering all phases of any lending related activity. ApPello is headquartered in Budapest and it is strongly represented in the CEE region by further 3 offices in Bucharest, Prague and Vienna. Since 1998, we are constantly developing our platform (ApPello Digital Platform) which is currently one of the most powerful and prevailing in the CEE region. We use proven technologies combined with the latest innovations available at the market, which helps to speed up and simplify the implementation in many legal entities. ApPello’s principles are innovative products and professional expertise that provides superior customer experience, flexibility to follow fast changes in market and hence support digital transformation. Our solutions’ biggest benefit is the easy-to-modify platform, which can be set by the end users without IT involvement.

Capsys Informatics Ltd., established in 1998, is a Hungary based independent software and services company delivering expert consultancy and IT solutions for capital markets and banks in 15 countries ranging from North Africa through EU to Russia and the Central and Eastern European countries. As a private company Capsys is still owned by its founders who are former executives of financial services companies. This fact has determines the business philosophy of Capsys and put us in a somewhat unique position within the IT industry: we have a very strong business focus and expertise, supported by excellent IT experts of software development and implementation. This dual role enables Capsys to bridge the gap of understanding between business and IT areas, and to provide essential resources to ensure the success of each project.

At present the staff of over 100 in the Budapest head office and 7 in the Moscow office are supplemented by commercial representatives in London and Montreal.

Capsys is proud of being a part of the digital and payment transformation two large Hungarian banks, OTP Bank and the Takarek Group.


RENOMIA GROUP is the largest insurance broker founded in Central and Eastern Europe (CEE). Since 1993, RENOMIA has provided comprehensive risk management services and insurance for companies and their employees. RENOMIA continues to successfully develop its activities throughout the region, with companies in the Czech Republic, Hungary, Slovakia, Bulgaria, Romania, Croatia and Serbia. RENOMIA is also the founding partner of RENOMIA EUROPEAN PARTNERS – a partnership of the leading independent insurance brokerage and service firms across further 27 countries in CEE. Earlier in 2019, AJ Gallagher, the fourth largest insurance broker in the world, acquired a minority stake in RENOMIA. POLIPINS-RENOMIA is the Hungarian subsidiary of the group, a top-ten corporate insurance broker also with reputation in insurances of the financial sector.